401k Limits 2025. Big changes are coming to retirement plans in 2025. On november 1, 2024, the internal revenue service announced that the amount individuals can contribute to their 401k plans in.
In 2025, the 401 (k) contribution limit for participants is increasing to $23,500, up from $23,000 in 2024. For 2025, the 401 (k) limit for employee salary deferrals is $23,500, which is above the 2024 401 (k) limit of $23,000.